20 Years Later April 18, 2013
Posted by tkcollier in Cool photos, Humor, Lifestyle, Music, Photography, Technology, Video.Tags: Cell Phones, Humor, Technology
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Did Cocaine Fuel the Financial Bubble? April 17, 2013
Posted by tkcollier in Economy & Business, In The News, Lifestyle.Tags: Banks, Cocaine, Economy & Business, Financial Crisis
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The controversial former drug tsar David Nutt told the London Sunday Times this weekend that cocaine-using bankers with their “culture of excitement and drive and more and more and more … got us into this terrible mess”.
Nutt, who was sacked for claiming that ecstasy was as safe as horse riding, told the Sunday Times that abuse of cocaine caused the financial meltdown.
“Bankers use cocaine and got us into this terrible mess,” he told the paper adding that the drug made them “overconfident” and led to them taking more risks. Nutt, who is professor of neuropsychopharmacology at Imperial College, claimed that cocaine was perfect for a banking “culture of excitement and drive and more and more and more. It is a ‘more’ drug”
There were also lots of stories about some of the big swingers in New York enjoying a line or 10 of an evening. Bernie Madoff’s office was apparently known as “the North Pole” such were the gargantuan quantities of “snow” to be found there and most bankers are aware of the published allegations that Jimmy Cayne (former CEO of Bear Stearns) had an anti-acid medication bottle that was filled with cocaine.
Dr Chris Luke, an A&E specialist based at Cork University Hospital, Ireland, who has studied the effects of cocaine on bankers, has stated that “prominent figures in financial and political circles made irrational decisions as a result of megalomania brought on by cocaine usage”. He concludes that “people were making insane decisions and thinking they were 110% right … which led to the current chaos.”
Greed, selfishness, ignorance and ruthlessness also played their part, of course, but I think it would be foolish not to see the role that the drug played in creating the bubble.
Did cocaine use by bankers cause the global financial crisis? | Business | The Guardian.
More Baby Talk = More IQ April 10, 2013
Posted by tkcollier in health, In The News, Lifestyle.Tags: Children, Education, health
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Children whose families were on welfare heard about 600 words per hour. Working-class children heard 1,200 words per hour, and children from professional families heard 2,100 words. By age 3, a poor child would have heard 30 million fewer words in his home environment than a child from a professional family. And the disparity mattered: the greater the number of words children heard from their parents or caregivers before they were 3, the higher their IQ and the better they did in school. TV talk not only didn’t help, it was detrimental.
Hart and Risley later wrote that children’s level of language development starts to level off when it matches that of their parents — so a language deficit is passed down through generations. They found that parents talk much more to girls than to boys (perhaps because girls are more sociable, or because it is Mom who does most of the care, and parents talk more to children of their gender). This might explain why young, poor boys have particular trouble in school. And they argued that the disparities in word usage correlated so closely with academic success that kids born to families on welfare do worse than professional-class children entirely because their parents talk to them less. In other words, if everyone talked to their young children the same amount, there would be no racial or socioeconomic gap at all. (Some other researchers say that while word count is extremely important, it can’t be the only factor.)
When Enlightenment Meets Science April 1, 2013
Posted by tkcollier in health, Lifestyle, Religion, Science & Technology.Tags: Meditation, Psychology, Zen
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The veteran meditators in the MRI could do each of the resting states perfectly, but when it came to creating a contrasting condition, they were helpless. They had lost the ability to “let their minds wander” because they had long ago shed the habit of entertaining discursive narrative thoughts. They no longer worried about how their hair looked, or their to-do lists, or whether people thought they were annoying. Their minds were largely quiet. When thoughts did come – and they did still come – these subjects reported that the thoughts had a different quality, an unfixated quality. The thought “This MRI machine is extremely loud” might arise, but it would quickly evaporate. Thoughts seemed to emerge as-needed in response to different situations and would then disappear crisply into the clear backdrop of consciousness. In other words, these practitioners were always meditating.
This turned out to be the least dramatic of Vago’s discoveries. With the two most experienced meditators, something even more surprising happened, something that, to the knowledge of the investigators involved, had never before been captured on any kind of brain imaging technology.
Lying on their padded gurneys in the center of the humming MRI in this famous research hospital in the heart of East Boston and Harvard Medical School, each of the two research subjects suddenly … disappeared.
Har-Prakash Khalsa, a 52-year old Canadian mail carrier and yoga teacher – and one of the veterans to whom this happened – describes his experience:
“It’s a kind of pressure or momentum. I was in one of the rest states, and as I let go of it, I felt myself heading into a much bigger dissolution – a bigger ‘gone’ as Shinzen would call it. It felt impossible to resist. My mind, body and world just collapsed.”
A few moments later – blinking, refreshed, reformatted – Har-Prakash returned to consciousness, not at all sure how he was to supposed to fit this experience into the research protocol. He couldn’t indicate it with a button press even if he wanted to: there was no one present to press the button.
This wasn’t rest – it was annihilation.
via Understanding Enlightenment Could Change Science – Psychology TomorrowPsychology Tomorrow Magazine.
Greek Mythological Times Facebook Page March 31, 2013
Posted by tkcollier in Humor, Lifestyle.Tags: Archeology, Facebook, Humor, Mytholog
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Get Fat Back In Your Diet March 17, 2013
Posted by tkcollier in Food, In The News, Lifestyle.Tags: Diet, health, Lifestyle, Nutrition
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Listening to the doctors on cable TV, you might think that it’s better to cook up a batch of meth than to cook with butter. But eating basic, earthy, fatty foods isn’t just a supreme experience of the senses—it can actually be good for you.
The foods that best hit that sweet spot and “overwhelm the brain” with pleasure are high-quality fatty foods. They discourage us from overeating. A modest serving of short ribs or Peking duck will be both deeply pleasurable and self-limiting. As the brain swoons into insensate delight, you won’t have to gorge a still-craving cortex with mediocre sensations. “Sensory-specific satiety” makes a slam-dunk case (it’s science!) for eating reasonable servings of superbly satisfying fatty foods.
You Would Probably Blow An Inheritance March 17, 2013
Posted by tkcollier in Business, Lifestyle.Tags: Inheritance, Lifestyle, Wealth
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According to the Boston College Center for Retirement Research, two-thirds of baby boomers will inherit family money over their lifetime—most during their later middle-age years—to the collective tune of some $7.6 trillion. Add in the many postwar babies who receive a significant financial gift or two from Mom and Dad while the latter are still alive, and the asset shift jumps even more. Not bad, experts say, considering that Americans’ total household wealth at the end of 2012 was $64.8 trillion. “There’s a lot on the line,” says John Davis, faculty chair of the Families in Business program at Harvard Business School.
But if the past is any prelude, inheritors, especially those who are new to the family-windfall phenomenon, face an unpleasant reality: They’re likely to blow it. Although it’s not widely discussed, financial advisers say that new riches prove particularly hard to hold onto—and even harder to patiently nurture and grow. Indeed, research shows that family money rarely survives the transfer for long, with 70 percent evaporated by the end of the second generation. By the end of the third? Ninety percent. Hence the old saw, “Shirtsleeves to shirtsleeves in three generations.”
The most obvious reason, of course, is that money gets spread thinly over fast-growing family trees. But wealth managers also say many people are simply inexperienced at handling large piles of dough in any disciplined way—think of the so-called sudden-wealth syndrome experienced by lottery winners and many professional athletes. Another common trend advisers see?
A belief among some inheritors that, hey, it’s permanent vacation time, and there’s no need to create any new income streams.
via Lost Inheritances – Studies Show Americans Blow Through Family Fortunes at a Remarkable Rate |.
Would you rather be Right or Happy? March 16, 2013
Posted by tkcollier in Business, health, Lifestyle.Tags: Addiction, Business, health, Lifestyle, mental-health, Psychology
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When you argue and win, your brain floods with different hormones: adrenaline and dopamine, which makes you feel good, dominant, even invincible. It’s a the feeling any of us would want to replicate. So the next time we’re in a tense situation, we fight again. We get addicted to being right.
I’ve coached dozens of incredibly successful leaders who suffer from this addiction. They are extremely good at fighting for their point of view (which is indeed often right) yet they are completely unaware of the dampening impact that behavior has on the people around them. If one person is getting high off his or her dominance, others are being drummed into submission, experiencing the fight, flight, freeze or appease response I described before, which diminishes their collaborative impulses.
Luckily, there’s another hormone that can feel just as good as adrenaline: oxytocin. It’s activated by human connection and it opens up the networks in our executive brain, or prefrontal cortex, further increasing our ability to trust and open ourselves to sharing. Your goal as a leader should be to spur the production of oxytocin in yourself and others, while avoiding (at least in the context of communication) those spikes of cortisol and adrenaline.
With Age Comes Happiness February 20, 2013
Posted by tkcollier in Lifestyle.Tags: Aging, Happiness, Psychology
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So why do we tend to think of older people as primarily depressed and unhappy, a perception that seems to be supported by the fact that the elderly have the highest suicide rates, when they themselves often report being happier now than when they were younger — and when studies show well-being rises after mid-life?
One reason for the happiness and suicide rates being at-odds could be related to the fact that happiness ratings often rely on general population figures, not measures of particular individuals, which can be much more varied. As data from several Scandinavian countries shows, it’s possible for a country to lead the world in both population happiness and suicide rates. While the reasons aren’t clear — perhaps the cold, dark winters are difficult to take for some, or perhaps being depressed when everyone around you is happy is even harder to take — the conflicting trends do occur simultaneously.
“It does seem like a paradox, but both happiness and depression can increase with age,” says Sutin. It is possible to swing between the two states and it is also possible that age pushes people to one extreme or another. “With age, people tend to become more emotional and experience both sadness and happiness,” she says. That could account in part for why we tend to see the elderly as sad: the sadness is both more visible and more congruent with our expectations about this stage of life.“
Especially when we’re young, it’s really easy to look at older adults and see the loss: loss of youth, loss of mobility, loss of loved ones,” Sutin says. “We assume that all of that loss would make older adults unhappy. It’s harder to see the benefits of aging: feelings of pride for children and grandchildren, a meaningful career, more confidence, wisdom. There are a lot of reasons to be happy in older adulthood, but they may not be as visible as the losses.” When they are, however, it turns out that happiness is one of the benefits that come with age.
Rich Blocks, Poor Blocks | Neighborhood Income and rent maps of U.S. cities February 18, 2013
Posted by tkcollier in Economy & Business, Lifestyle, Web Site.Tags: Demographics, Money, Wealth
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Rich Blocks, Poor Blocks is an interactive map (created by Christopher Persaud, a data reporter for a bank website) showing the average income for every neighborhood in America. Type in your address, press search, and there you have it: Your city, shaded by income, according to data from an annual survey conducted by the Census Bureau. The greenest blocks–Census blocks, that is, not city blocks–signify the richest areas, typically bringing in an average household income of $100,000 or more a year. The reddest blocks are the poorest, with annual income somewhere around $20,000. All the rest get some shade of red or green, depending where they fall.
Rich Blocks, Poor Blocks | Neighborhood income and rent maps of U.S. cities.
Hackers Are Winning The CyberWar – So Far February 10, 2013
Posted by tkcollier in Economy & Business, In The News, Lifestyle, Technology.Tags: computer, Hackers, Malware, Software, Technology
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Virus writers are having a field day. A new industry has blossomed called Exploit Kits. Talented programmers sell their exploit kits for $3000 a pop to help their brethren malware writers deliver their payloads more effectively.
Late 2012, the NY Times published a controversial piece questioning the effectiveness of modern antivirus software. The shocking conclusion was that after an exhaustive analysis of over 40 antivirus products, there was only a 5% chance of detecting and defeating a new threat. That is, if a computer had 40+ antivirus products running simultaneously, there is a scant 5% chance that the computer would be safe from new threats.
The US Department of Homeland Security advised last week that users disable Java. This is unprecedented. The government felt this is a computing problem so severe that it must intervene. Java is a real and present threat to not only our national security but our computers, privacy and wallets. The DHS has no motivation to sow misinformation or fear, and they should be heeded. (more…)
Cute Kitty the Killer January 30, 2013
Posted by tkcollier in Enviroment, Lifestyle.Tags: cats, Environment, Nature, Wildlife, wildlife slaughter
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A new study by the Smithsonian Conservation Biology Institute and the Fish and Wildlife Service estimated that domestic cats in the United States kill a median of 2.4 billion birds and 12.3 billion mammals a year, most of them native mammals like shrews, chipmunks and voles rather than introduced pests like the Norway rat.
The estimated kill rates are two to four times higher than mortality figures previously bandied about, and position the domestic cat as one of the single greatest human-linked threats to wildlife in the nation. More birds and mammals die at the mouths of cats, the report said, than from automobile strikes, pesticides and poisons, collisions with skyscrapers and windmills and other so-called anthropogenic causes.
Yet the new study estimates that free-roaming pets account for only about 29 percent of the birds and 11 percent of the mammals killed by domestic cats each year, and the real problem arises over how to manage the 80 million or so stray or feral cats that commit the bulk of the wildlife slaughter.
via That Cuddly Kitty Is Deadlier Than You Think – NYTimes.com.
The End of Courtship? January 14, 2013
Posted by tkcollier in Lifestyle, Technology.Tags: Dating, Millennials, Relationships, Romance
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Instead of dinner-and-a-movie, which seems as obsolete as a rotary phone, they rendezvous over phone texts, Facebook posts, instant messages and other “non-dates” that are leaving a generation confused about how to land a boyfriend or girlfriend.
Traditional courtship — picking up the telephone and asking someone on a date — required courage, strategic planning and a considerable investment of ego (by telephone, rejection stings). Not so with texting, e-mail, Twitter or other forms of “asynchronous communication,” as techies call it. In the context of dating, it removes much of the need for charm; it’s more like dropping a line in the water and hoping for a nibble.
Blame the much-documented rise of the “hookup culture” among young people, characterized by spontaneous, commitment-free (and often, alcohol-fueled) romantic flings. Hookups may be fine for college students, but what about after, when they start to build an adult life? The problem is that “young people today don’t know how to get out of hookup culture,” Ms. Freitas said. In interviews with students, many graduating seniors did not know the first thing about the basic mechanics of a traditional date.
Online dating services, which have gained mainstream acceptance, reinforce the hyper-casual approach by greatly expanding the number of potential dates. Faced with a never-ending stream of singles to choose from, many feel a sense of “FOMO” (fear of missing out), so they opt for a speed-dating approach — cycle through lots of suitors quickly.
When Will The College Bubble Burst? January 7, 2013
Posted by tkcollier in Economy & Business, Lifestyle.Tags: College, Student Loans
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Higher education’s business model is simply unsustainable.
Colleges have so far gotten away with their price hikes by making it easy for students to borrow money. But now the customers are tapped out. They owe $1 trillion, and they are having a rough time repaying that debt with the kinds of jobs available in today’s economy. Vedder notes that 115,000 janitors have bachelor’s degrees.
The system is ripe for an upheaval. Cheap online courses seem poised to deliver it. Traditional colleges at opposite ends of the glamour spectrum will probably survive. At one end, community colleges could deliver bankable skills in fields like nursing and computer network installation. At the other end, elite institutions like Princeton will carry on for a few more centuries.
In between? “It’s going to wipe out high-cost mediocre private schools without big endowments,” Vedder says.
Extreme Firewood Stacking December 29, 2012
Posted by tkcollier in Enviroment, Lifestyle.Tags: Environment, Lifestyle, Nature, outdoors, winter
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Firewood keeps you warm, when you’re cutting, hauling, splitting and stacking it, in addition to when you actually burn it. Now that the Winter weather is really here, it is time to reflect on how some other folks have gone beyond just stacking up wood to keep warm. .
How To Properly Stack Firewood – Yellow Bullet Forums. Click for more examples of Extreme Firewood Stacking
More Deaths Caused by Obesity than Hunger December 29, 2012
Posted by tkcollier in Enviroment, health, In The News, Lifestyle.Tags: Environment, excess body weight, health, Hunger, Lifestyle, Obesity
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Obesity has become a bigger threat to global health than child hunger, according to a major study.
More than three million deaths in 2010 were attributable to excess body weight, three times the death toll due to malnutrition.
The largest investigation of disease ever undertaken, published yesterday, also found that high blood pressure, smoking and drinking alcohol have become the world’s biggest health risks.
So-called diseases of the western industrialised nations have become more prevalent as developing nations become more affluent. Fewer infants are dying of starvation in the poorest countries while a fast expanding middle-class in the emerging economies. 
Obesity kills more than hunger in march of ‘progress’ | The Times.
What are the most surreal places one can ever visit? – Quora December 19, 2012
Posted by tkcollier in Cool photos, Lifestyle.Tags: Cool photos, memorable places, outdoors, travel
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Travelers from all over the world post their most memorable places here.
(1) Travel: What are the most surreal places one can ever visit? – Quora.
30 Baby Animals That Will Make You Go ‘Aww’ December 8, 2012
Posted by tkcollier in Cool photos, Lifestyle.Tags: Animals, Babies, Cute, Productivity
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I’m posting this link in the hopes that it will improve the economic productivity in our offices; based on this study
Over-the-Top Christmas Light Displays December 8, 2012
Posted by tkcollier in Cool photos, Humor, Lifestyle.Tags: Christmas
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The Griswolds have nothing on these folks. Click on the red arrow to start the slide show from the link below
via Over-the-Top Christmas Light Displays! – iVillage.
Scared of Santa: Scenes of Terror in Toyland December 5, 2012
Posted by tkcollier in Humor, Lifestyle.Tags: Christmas
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Europe Most Generous, Asia Stingiest For Paid Days Off October 14, 2012
Posted by tkcollier in Business, Lifestyle, philosophy & politics.Tags: Asia, Business, Employee Benefits, Europe, Holidays, United States
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- Workers in UK and Poland have most generous statutory employee holiday entitlements
- Employees in the USA, Canada, Philippines, China and Thailand have the least generous
- Colombia has greatest number of public holidays; Mexico the least
- UK employees have access to a highest amount of potential holiday (36 days per year) but in reality fare worse than other European employees
According to Mercer Consulting, holiday entitlement is often more complex since actual holiday provisions often depends on company contracts and the number and treatment of public holidays. In the UK, for example, employees are entitled to 28 days holiday. With the UK also holding 8 public holidays each year, this suggests that employees in the UK could be on holiday for 36 days, or 10%, of each year. This would be one of the highest entitlements of all 62 countries. The reality is that companies are allowed to include the 8 public holidays as part of the 28 day entitlement so UK employees actually have fewer days’ holidays than their peers in the rest of Europe where, in general, the practice is for European employees to take public holidays in addition to their statutory entitlement. Employees in the Asia-Pac region have comparatively low levels of statutory entitlement but public holidays are taken in addition to this rather than as part of it. However, the levels of holiday entitlement in Asia-Pac are still below those of Western Europe. Employee holiday entitlements around the world.
Oldest Evidence of Regular Meat Consumption by Human Ancestors Found October 7, 2012
Posted by tkcollier in Enviroment, Lifestyle.Tags: Archeology, Meat, Science
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Meat-eating was an important factor affecting early hominin brain expansion, social organization and geographic movement. Stone tool butchery marks on ungulate fossils in several African archaeological assemblages demonstrate a significant level of carnivory by Pleistocene hominins, but the discovery at Olduvai Gorge of a child’s pathological cranial fragments indicates that some hominins probably experienced scarcity of animal foods during various stages of their life histories.
The child’s parietal fragments, excavated from 1.5-million-year-old sediments, show porotic hyperostosis, a pathology associated with anemia. Nutritional deficiencies, including anemia, are most common at weaning, when children lose passive immunity received through their mothers’ milk. Our results suggest, alternatively, that (1) the developmentally disruptive potential of weaning reached far beyond sedentary Holocene food-producing societies and into the early Pleistocene, or that (2) a hominin mother’s meat-deficient diet negatively altered the nutritional content of her breast milk to the extent that her nursing child ultimately died from malnourishment. Either way, this discovery highlights that by at least 1.5 million years ago early human physiology was already adapted to a diet that included the regular consumption of meat.
via PLOS ONE: Earliest Porotic Hyperostosis on a 1.5-Million-Year-Old Hominin, Olduvai Gorge, Tanzania.
Rise of the Asian Welfare State September 22, 2012
Posted by tkcollier in Economy & Business, Geopolitics, health, Lifestyle.Tags: Asia, China, Geopolitics, Welfare
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Although poorer countries still limit themselves to ad hoc welfare offerings, fitting the spending level to revenues one budget at a time, there is an increasing trend towards entitlements served by statutory institutions that will outlive the budgetary cycle. As these systems mature, welfare provision will be demand-led, not supply-driven; welfare will become integral to the state. Asia’s tigerish economies are turning marsupial, carrying their dependants along with them as they prowl.
Some of the national leaders who unleashed those tiger economies would be shocked and disturbed by the development. To them the welfare state was a Western aberration that would serve only to undermine thrift, industry and filial duty.
It seems that every country that can afford to build a welfare state will come under mounting pressure to do so. And much of Asia has hit the relevant level of prosperity (see chart 1). Indonesia is now almost as developed as America was in 1935 when it passed the landmark Social Security Act, according to figures compiled by the late Angus Maddison, an economic historian. China is already richer than Britain was in 1948, when it inaugurated the National Health Service (NHS) which, to judge by political ructions—and Olympic opening ceremonies—has become crucial to its sense of national identity.
via Asian welfare states: New cradles to graves | The Economist.
Is This Why Both My Kids Moved to the USA’s Pacific Northwest? September 15, 2012
Posted by tkcollier in Cool photos, Enviroment, Lifestyle.Tags: Cool photos, Environment, Pacific Northwest
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via Purely Pacific Northwest on Vimeo. thanx to Bob Bopp from the Northeast
You Can’t Blame Your Stress On Work September 15, 2012
Posted by tkcollier in Economy & Business, health, Lifestyle.Tags: health, Stress, Work
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Work stress, job satisfaction and health problems due to high stress have more to do with genes than you might think.
The lead author of “Genetic influences on core self-evaluations, job satisfaction, work stress, and employee health: A behavioral genetics mediated model,” published in Organizational Behavior and Human Decision Processes, Judge studied nearly 600 twins — some identical, some fraternal — who were raised together and reared apart. He found that being raised in the same environment had very little effect on personality, stress and health. Shared genes turned out to be about four times as important as shared environment.
via Feeling stressed by your job? Don’t blame your employer, study shows.
